http://www.get-a-home-equity-line-of-credit.com/credit-scores/3-credit-scores-the-measure-of-your-creditworthiness/ Just another WordPress weblog Sat, 13 Feb 2010 14:53:10 +0000 hourly 1 http://wordpress.org/?v=3.0.1 http://www.get-a-home-equity-line-of-credit.com/credit-scores/3-credit-scores-the-measure-of-your-creditworthiness/comment-page-1/#comment-124 UCR Sat, 13 Feb 2010 14:53:10 +0000 http://www.get-a-home-equity-line-of-credit.com/?p=9#comment-124 My "credit score" as seen when i order a credit report is in the low 700s. But when i went to buy a car, they declined me stating that my score was "640" from what they calculated, based on the fact that my "credit file" is thin and i had credit card balances. Well, in conclusion, i am not credit worthy, because i have managed to not have too much credit in the past! How can responsible behavior be penalized! That to me is bad financial decision making! I am a Physician resident and have a great career ahead, but unfortunately even with all of the credentials, i am not credit worthy! I am not surprized that the financial institutions are going bankupt! My “credit score” as seen when i order a credit report is in the low 700s. But when i went to buy a car, they declined me stating that my score was “640″ from what they calculated, based on the fact that my “credit file” is thin and i had credit card balances. Well, in conclusion, i am not credit worthy, because i have managed to not have too much credit in the past! How can responsible behavior be penalized! That to me is bad financial decision making! I am a Physician resident and have a great career ahead, but unfortunately even with all of the credentials, i am not credit worthy! I am not surprized that the financial institutions are going bankupt!

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